I had the same thought as Copa, that OP may not have looked into therapy deeply or at all. I’ve found that a lot of folks I’ve recommended therapy to have assumptions about the cost, accessibility, and even whether it could help them at all.
To Ron’s point about therapy being hard to find in more rural areas and at or near capacity post-Covid – the app BetterHelp is accessible from anywhere in North America, has counsellors available right now, and offers sliding-scale fees. I used it during Covid and qualified for reduced fees even though I earn a livable wage. OP could download the app, get matched with an appropriate counsellor, and be having her first phone or video session all within 24 hours.
Depending on what country or state she’s in, there may even be free mental health programs. Where I live, in Ontario, Canada, a government-sponsored mental health program called MindBeacon offers free CBT to any resident who wants it. Look for links to resources on your governments’ websites.
There are obstacles to therapy for sure, but often the biggest one is whether someone has the motivation to look into and prioritize it.