Reply To: Stay with Mum – Or move to bf.
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This is a very difficult situation. For now, it makes sense to stay with your Mum so that she can keep the house, but your presence only protects the house for less than two years. Your Mum needs to be working on a longer-term solution now. It sounds like your bf needs far more help than you can provide. Your bf recognizes that dealing with his mental health issues is his only priority at this time, and possibly for quite a long time. This is up to him, his parents, and the mental health professionals in the U.K. It seems that he also may be concerned with dragging you down with him.
Most mental health issues can be at least greatly ameliorated, if the sufferer is willing to seek help and stick to a treatment program. Often this is a life-long chronic issue. Your bf is off to a good start. He recognizes he needs help and it getting it. That is not always the case.
Best wishes to both of you and to your families.