Girl you have anxiety. I say this with the authority of having an anxiety disorder myself (OCD) You can choose to never have sex and be fine. But the anxiety is holding you back. See a dr

Everyone else has covered the important points, but I wanted to add some encouragement. I was late to sex as well – it was amazing how once I got into therapy for my anxiety disorder, I was way more ready to dive in and have fun with it. Sex is fun! It feels awesome!

My cognitive-behavioral therapy regimen included a lot of rebutting my fear-based statements. A few examples:

“I’ll get pregnant.” Well, birth control is highly effective, and you’re old enough where a surprise pregnancy isn’t a life-changer the way it would be for a teenager. You are strong enough to make the right decision for you in that moment.

“I’ll get an STD.” Again, protection. You can ask your partner to get tested first. And anyway, most STDs are treatable and not that big of a deal. Lots and lots of folks get them, take some antibiotics, and move on.

“I’ll get my heart broken.” Yep. Join the club. As my mom said after my first breakup, “now you can enjoy sad country music more.” Sex doesn’t really change that – you’re too old to have delusions about a guy “taking” your virginity and therefore taking something pure and good and whole from you forever.

Every time a bad thought pops into your mind, practice soothing yourself with positive statements like that. Affirm your strength and capability. I promise that once you rip the bandaid off, it just won’t feel like a big deal. Good luck!

I think I’ll just go ahead and die a virgin

Wanting to sleep with somebody does not make a man (or woman!) a bad person. Or — and I quote — an immoral dog.”

LW, you have unhealthy views of sex and you will be much happier if you sort all that nonsense out. For starters, you presently sound… very unhappy.

A therapist is a profoundly good idea. Therapy can help put things into a better perspective.