Dear Wendy
Dear Wendy

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Viewing 6 posts - 49 through 54 (of 54 total)
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  • in reply to: “I Can’t Get Over That My Wife Had Sex Before We Met” #741010
    avatarSpaceySteph
    Participant

    Believe me, George, the women of the world are all just devastated that you don’t want to marry us.

    What a shame my hedonistic lifestyle has rendered me impure for a catch such as yourself.

    in reply to: Gun ownership #740981
    avatarSpaceySteph
    Participant

    I’ll start by saying that I’m a gun owner…

    But I also believe that if you don’t want a gun in your home you should put your foot down on this. Statistics show that gun ownership is a liability not a benefit– you’re more likely to be shot if you have one.
    Having a gun won’t make you suicidal, but attempting suicide with a gun you’re more likely to be successful. Having a gun won’t make your husband a wife-beater, but using a gun in a domestic violence incident makes it more likely to be fatal. The statistics are clearly on your side here.

    Ask him if he insists on choosing his comfort over yours, even with the knowledge that his comfort in this case is a sham.

    in reply to: I don't UNDERSTAND!!! #694405
    avatarSpaceySteph
    Participant

    I do remember the John Oliver thing, that’s actually what got me started thinking I needed one to begin with. On one hand it seems like by working on commission its in their best interest to make you more money because they make more money too… but on the other its nice to know a flat rate you’re paying for a service.
    Do those of you with financial planners… are they people you go to their office in person, or do you do everything over the phone or what? Because maybe I could see if my parents know someone back home, but I don’t live there. I really need an online financial planner.

    in reply to: I don't UNDERSTAND!!! #694385
    avatarSpaceySteph
    Participant

    Fyodor, how did you go about finding a financial planner? I would really like to visit one but I’m overwhelmed by the variety and amount of financial planning services out there. How do I pick?

    in reply to: I don't UNDERSTAND!!! #694257
    avatarSpaceySteph
    Participant

    I mean everyone has the right to complain about things that bother them, but I can see where being half of a dual income couple is definitely a reduced burden compared to being single. Part of it is actual sharing of expenses (rent, utilities, etc.) but the other part is sharing the emotional burden, too. If you lose your job while single, its all on your savings. If one spouse loses a job, hopefully the other makes enough to where you can limp along on that one salary and savings while you look for something new. Sharing the load means sharing the stress, too.

    I am married and we have a more expensive house than we would if we were single… but that was definitely a choice. We could have stayed in our smaller house and saved money. If you already live in a one bedroom apartment as a single person, there’s not a lot of ways to cut down on that. And yes, definitely a 2 bedroom apartment is cheaper than 2x 1-bedroom apartments.

    in reply to: I don't UNDERSTAND!!! #694236
    avatarSpaceySteph
    Participant

    I like using Mint to *look* at all my stuff in one place, but its budgeting tool is really weak. There isn’t a free program I know of that does a good job with budgeting.

    I do agree that many people are in debt you don’t see. For starters, just about everyone with a house and most people with new cars have a loan and the terms may not be that favorable either.

    And honestly, csp, those expenses you list seem kind of unnecessarily spendy. Get a beer or glass of house wine instead of a cocktail and it’ll probably be half the price! And $150 gym membership… that’s almost a car payment! Maybe there’s like a YMCA or a cheaper, no-frills gym, or your apartment building has a couple treadmills somewhwere that you can use instead?

Viewing 6 posts - 49 through 54 (of 54 total)
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