JD
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I do spreadsheets ever since a miscommunication early in our marriage regarding debt. Let’s say I heard 14 when it was 40 (not the actual numbers). Now I make sure I visually see the numbers after that near heart attack.
We just opened a joint account, it just keeps not happening due to it being so easy to transfer money now. My ex and I had joint but that was when it was a pain to transfer funds and meant a trip to the bank. Really the reason we even opened the account was because now that I can have USSA I want the perks they offer. I also am having him do a Capital One account for our special savings fun since their interest rate is great, no fees, everything online and convenient. Best for money or banking you don’t want to access regularly as they don’t have actual locations (wait I think I just heard they are starting to open them and they are banks/coffee shops).
Husband pays most out of his account mainly because the auto pay was all set up already since our place was his before I moved in. If we need to pay something to else we just move money where it’s needed. We don’t really need to discuss every purchase but just due to our nature we tend to say “hmmm I saw this thing on amazon I’m thinking about”, so we tend to know what the other is buying in advance just due to conversation. Anything larger we of course decide together. Still debating the couch purchase in my head.
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Good lord teenagers. Lord help me. Apparently not letting them have soda and saying they should drink water means we don’t allow him to drink anything ever and he’s so thirsty he’s in pain and complaining to his mother who of course is blowing up husbands phone. Never mind the milk, juice and water available…it’s not coke so we are awful parents. My head hurts too bad for this shit tonight.
Oh i like those recliners since they don’t look like they are. I fear those big puffy ones.
I also would buy that couch if husband would let me. Although he did say the other day “it’s your choice anyway”. Hmmmm…wondering how far I could push that logic.
I don’t feel like I am coming down with anything physically but my sudden energy level makes me wonder. We shall see, hopefully not, maybe I am just tired and that’s it. 🙂
We are also sectional shopping, although over my dead body would a recliner be an option haha. Husband and I were getting into a partially lying down position on the couch the other night, face to face across and I looked at him and said “Do you know what we are doing tomorrow” and he replied “going couch shopping?” Ding Ding! He had a sectional with his ex but didn’t take it upon my request even though she offered it, because frankly I HATED it with a passion as I had seen it. I think it is where brown fabric goes went to die.
We have my couch, which is just a normal three cushion wide couch and fairly new but a big husband, myself, 2 dogs and a son and it appears my couch no longer works! We went and found one for a REALLY good price, decent quality, that I liked fine, not crazy about but could be sold for the price. I am going to look at bit more though at other options before I commit though. I really want the Pottery Barn sectional my mom has. She optioned it out a more expensive way but basically each seat is a separate piece, they click together very secure…BUT because they are each separate you can configure it in a ton of different ways (two love seats, a regular size couch with two armless chairs, different sectional configurations). I am not wanting to spend that just now though (she paid almost 6k). I have surgery to pay for so that is for later.
No cell phones in my days but he has had one for a while and of course now that he walks home from school and to work. He did get a nice downgrade when his was “stolen”, aka, he was too lazy to use a lock on his gym locker so it was taken out of the locker. His mom is actually supposed to pay for his cell phone, but, of course that doesn’t happen. We haven’t really decided what we are doing for the car. He keeps saying how his friend keeps buying $500 cars and he now has $500 so he can. We attempt to explain to him that his friend KEEPS buying them because the work needed to fix it costs more than the car, so this is not a very logical way to go about it. He doesn’t have his license yet and is really not ready to drive, although has completed drivers ed, so that is a way off but we want him to get it before next school year. I think we might match what he has for a car, within reason. We just want something that is not expensive to fix (husband can do most repairs with him), safe enough and will keep his insurance cheap. I do NOT even want to imagine what the insurance rates will be to add him. Ignorance is bliss for right now. You’d think mom might help with some part of it, but I’d also think she would do a lot of logical things she doesn’t so doubtful.
Side note, i have been sooo tired the past two days. Wondering if my body is fighting something off. I wake up early usually but I cannot get out of bed lately and could easily sleep the day away today. I wanted to lie down at 7 last night.
Exactly my thought. It isn’t that we can’t pay for it but that money has far more important, or desired places to go. I HATE wasting money on things we really dont’ need to be paying for. We have medical stuff, new cars, a car for him sometime if he doesn’t keep this up, a house when we move, a child…or even just a dinner or couples massage or taking him somewhere fun! I cannot stand wasting money on something so careless. We have been trying to explain that even if WE do buy him a car he is required to pay for gas and some amount of maintenance and insurance and his paychecks now won’t cover it so he needs to not waste it. We let him kind of play around with his money for his first two checks, just so he could have fun with it, but now a certain amount is going directly into savings.
I even refuse to waste money on any not fun household essentials. I calculate my per person per meal costs, shop deals, etc so thay when we want to buy something we WANT not need the money is there. Every trip to the grocery store is me thinking “that could turn into pair of shoes I’m not spending THAT much on whatever item when it can be had cheaper!”
Ya, I think they give the first replacement free but then start charging after a while. I am sure in a bid to get them to remember them. I mean he works minimum wage and minimum hours so that amount of a money is a whole paycheck at least so it should hit home. He’s been getting a new one about once a week, sometimes more. So that level of forgetting it is not ok!
Yes to a chocolate donut. That should help. Sorry about the night terrors. I have had some in the past but not regularly. I remember one time screaming bloody murder in my sleep because I thought someone was killing me. Causes me to feel like crap the next day too since I was so stressed, couldn’t easily get back to sleep. I am so sorry.
Son is home as of last night. Luckily his flight wasn’t delayed as he already was getting in at 10p.m. His mother clearly doesn’t think “oh hey he has school in the morning, maybe he should get in at a reasonable hour”. She’s more concerned about what is convenient to her schedule. Parent of the year. And she has like 7 airports in driving distance so there are no shortages of flight time options.
We found out that he keeps forgetting his school ID to the tune of a bill coming for $150 worth of replacements. So this a.m. as he is leaving I ask him if he has it, and he goes back upstairs to get it. Grrrrrrrr…. I totally get forgetting it now and then, we all forget something, but to the tune of $150!!!! Does anyone else ever feel like punishing their children just ends up being a punishment for themselves. My friend joked about it the other day. You ground them and they are around all the time complaining about being grounded because they have nothing else to do. ha! He isn’t grounded but we made him pay for it since he does have a part time job (his choice to get the job). Hoping him having to feel the financial impact will make him realize it is worth remembering. Glad to have him back though and the house getting back to normal. I feel like husband and I don’t know what to do with ourselves when he is gone, other than not wear pants.
And that’s why I didn’t use LinkedIn either. Was over being online stalked, to the point of being able to find my workplace, by random people. Once stalker buy started up I was done.
